A quick recap on the disaster that is Obamacare, as told by Bill Clinton:
“So you’ve got this crazy system where all of a sudden 25 million more people have health care and then the people who are out there busting it, sometimes 60 hours a week, wind up with their premiums doubled and their coverage cut in half. It’s the craziest thing in the world.” Agreeing with Bill Clinton is a rare occurrence, but Slick Willy is right on this one. His wife doesn’t share those same views. Hillary has pledged to “protect and expand” Obamacare.
“President Clinton was dead right when he called Obamacare ‘the craziest thing in the world,'” Eddie Zipperer, a political science professor at Georgia College, said. “It always has been, [but] Democrats are going to claim that it was no good because it didn’t go far enough,” he said. “They’ll be all-in on socialized medicine.”
If a Hillary Clinton wins the election, she’ll have to be “all in” with the impending loss of 40% of physicians across the United States.
On Oct. 15, the Centers for Medicare and Medicaid Services decided to implement Medicare Access and CHIP Reauthorization Act of 2015 (MACRA) in the near future. Before MACRA, Medicare used a fee-for-service payment system, wherein doctors were paid for their services regardless of the quality. The claim is that the new system “will reward doctors for providing high-quality, efficient care that leads to better patient outcomes, and penalize those who fail to do so.” This is what they claim, but not what’s really going to happen.
Much like Obamacare itself, MACRA claims to do a lot of good, but will likely do a lot of bad. A recent survey of physicians found nearly 40% expect a “mass exodus” away from Medicare due to MACRA. On the surface this seems confusing: Why would doctors want to leave Medicare due to being forced to give quality care? Well, because doctors are already forced to give “quality care” as the government defines it, and it isn’t cheap either.
785.2 hours per year, per physician, are spent tracking and reporting the quality of their care. That’s $40,069 worth of time for each and every doctor. MACRA would likely add another $10-15 thousand. Independent practitioners in particular aren’t too keen on taking yet another loss due to MACRA—one more added to the long list of Obamacare’s side effects.
Aetna, a health insurance company, announced in August that it would abandon most of its agreements after a $300 million loss this year. UnitedHealthcare—with a loss of $1 billion—and Humana have also retreated from their involvement in with Obamacare. In 2017, with the coming price changes, “a single 40-year-old non-smoking woman who lives in Nashville will have to pay $350 a month for the second-lowest silver plan on the market. This year she had to pay $281 each month.” Lifezette reported.
Obamacare cannot be fixed and expanding it would make things drastically worse for everyone in the United States. The only reasonable action to reverse the damage would be to repeal and replace Obamacare altogether, and, regardless of the corrupt mainstream media’s fawning over Clinton, Donald Trump is the only one who can get it done.
His plan is as follows:
- 1. Completely repeal Obamacare. Our elected representatives must eliminate the individual mandate. No person should be required to buy insurance unless he or she wants to.
- 2. Modify existing law that inhibits the sale of health insurance across state lines. As long as the plan purchased complies with state requirements, any vendor ought to be able to offer insurance in any state. By allowing full competition in this market, insurance costs will go down and consumer satisfaction will go up.
- 3. Allow individuals to fully deduct health insurance premium payments from their tax returns under the current tax system. Businesses are allowed to take these deductions so why wouldn’t Congress allow individuals the same exemptions? As we allow the free market to provide insurance coverage opportunities to companies and individuals, we must also make sure that no one slips through the cracks simply because they cannot afford insurance. We must review basic options for Medicaid and work with states to ensure that those who want healthcare coverage can have it.
- 4. Allow individuals to use Health Savings Accounts (HSAs). Contributions into HSAs should be tax-free and should be allowed to accumulate. These accounts would become part of the estate of the individual and could be passed on to heirs without fear of any death penalty. These plans should be particularly attractive to young people who are healthy and can afford high-deductible insurance plans. These funds can be used by any member of a family without penalty. The flexibility and security provided by HSAs will be of great benefit to all who participate.
- 5. Require price transparency from all healthcare providers, especially doctors and healthcare organizations like clinics and hospitals. Individuals should be able to shop to find the best prices for procedures, exams or any other medical-related procedure.
- 6. Block-grant Medicaid to the states. Nearly every state already offers benefits beyond what is required in the current Medicaid structure. The state governments know their people best and can manage the administration of Medicaid far better without federal overhead. States will have the incentives to seek out and eliminate fraud, waste and abuse to preserve our precious resources.
- 7. Remove barriers to entry into free markets for drug providers that offer safe, reliable and cheaper products. Congress will need the courage to step away from the special interests and do what is right for America. Though the pharmaceutical industry is in the private sector, drug companies provide a public service. Allowing consumers access to imported, safe and dependable drugs from overseas will bring more options to consumers. The reforms outlined above will lower healthcare costs for all Americans. They are simply a place to start. There are other reforms that might be considered if they serve to lower costs, remove uncertainty and provide financial security for all Americans. And we must also take actions in other policy areas to lower healthcare costs and burdens. Enforcing immigration laws, eliminating fraud and waste and energizing our economy will relieve the economic pressures felt by every American. It is the moral responsibility of a nation’s government to do what is best for the people and what is in the interest of securing the future of the nation.